Insurance Approved Locksmiths Derby
24/7 Emergency Locksmith Derby
Insurance Approved Locksmiths Derby
24/7 Emergency Locksmith Derby
BS3621 Insurance Approved Locks in Derby
Insurance Approved Locks Derby
In the UK, insurance companies often have specific requirements regarding locks to ensure that homes and properties are adequately protected. Generally, these requirements may include:
British Standard Locks: Look for locks that comply with British Standard BS3621, which indicates that they meet safety and performance standards. Many insurance companies require that external doors have locks that meet this standard for coverage.
Deadbolts: Deadbolts are often recommended or required, as they provide an extra layer of security beyond standard latch locks. Many of these will show the BSI kite mark on them.
Multi-Point Locking Systems: For certain types of doors, such as UPVC or composite doors, insurance policies may require multi-point locking systems, which secure the door at multiple points.
Keyless Entry Systems: Some insurers may accept electronic locks or smart locks, but it’s essential to check whether they meet the insurer’s security standards.
Grill or Bar Locks: For additional security on windows and other entry points, insurance companies might suggest installing window locks or security grills.
Certifications: Locks that have been certified by organizations such as Secured by Design (SBD) or have achieved the Sold Secure rating may be more favorably viewed by insurers.
Insurance Approved BS8621 Locks
For commercial premises and apartment buildings that have communal doors; building managers and landlords are required by law, to comply with fire safety regulations. It can often be a tough act, to balance insurance requirements with the safety of the public in multiple occupant buildings. Door locks fitted to apartment blocks and shared residency housing, need to comply with BS8621. This standard applies to locks that require a key for entry, but not for exit, thus satisfying the fire safety regulations of quick emergency escape.
Omnisec Locksmiths Derby recommend that all wooden doors requiring keyless exit, such as doors in apartment blocks, office buildings and public spaces, are fitted with a BS euro profile deadlock or BS euro profile sash lock; housing an anti-snap euro profile cylinder, with key and thumb-turn operation. Additionally, all uPVC and composite doors need to house an anti-snap euro profile cylinder with key and thumb turn operation to be compliant.
Insurance Approved BS10621 Locks
Locks complying with BS10621 can only be locked by a key from the outside. These locks are dual egress, meaning that they are keyless on exit, unless the function has been disabled by a key from the outside. These locks should not be used in single exit dwellings because of the associated fire risk.
Our Advice: Before purchasing or upgrading locks, it is advisable to check with your insurer. Contact your insurance provider to confirm their specific requirements for locks, as these can vary between companies and policies. We advise to keep records of lock installations, certifications, and any upgrades, as insurers may request proof of security measures when processing claims. Omnisec Locksmiths Derby issue these upon request after every installation. By meeting your insurance provider’s requirements with approved locks, you can not only protect your property, but potentially lower your premiums. For further information; Omnisec Locksmiths Derby offer our clients a free security survey service. We will attend your home or business and do a full survey of all doors and windows, providing a full and accurate report on your existing hardware. We will furnish you with a competitive quote, for any upgrades needed to comply with the relevant standard.